Director, Corporate Power and Financial Regulation, @RooseveltInstitute.org, @RooseveltForward.org. Former semi-pro food blogger.https://bsky.app/profile/bradlipton.bsky.socialhttps://bsky.app/profile/bradlipton.bsky.social/post/3mllheomzu22k1/ “Crypto market structure” is an aggressively boring phrase for something that could matter a lot: whether crypto gets regulated like other investments, or gets a special loophole big enough to drive a financial crisis through. I wrote about this last year. https://rooseveltinstitute.org/blog/what-is-crypto-market-structure/11 May 2026 14:12 +0000at://did:plc:2ubricpr3ftgaydfwi2d5e5j/app.bsky.feed.post/3mllheomzu22khttps://bsky.app/profile/bradlipton.bsky.social/post/3mldoiqdrbc2j1/ Bowling may sound like something from a different decade, and in some ways it is. But as more of us think about disconnecting from our phones, maybe it’s time to bring some things back. Wait, guess what has screwed that up? Financialization!08 May 2026 11:58 +0000at://did:plc:2ubricpr3ftgaydfwi2d5e5j/app.bsky.feed.post/3mldoiqdrbc2jhttps://bsky.app/profile/bradlipton.bsky.social/post/3mlbejgx2qs2eHad a weird craving for savory breakfast so tried out the new Boulangerie Saint George in DC07 May 2026 13:54 +0000at://did:plc:2ubricpr3ftgaydfwi2d5e5j/app.bsky.feed.post/3mlbejgx2qs2ehttps://bsky.app/profile/bradlipton.bsky.social/post/3ml4vh364wk2fThis op-ed by Krysten Sinema (remember her?) proposing to make CFPB a bipartisan commission is one of the weirdest things I've seen in a while, given that SCOTUS is about to get rid of (most) bipartisan commissions. What planet is she living on? The same one as before, I guess. tinyurl.com/bdfsaxty https://washingtonreporter.news/op-ed-kyrsten-sinema-end-the-cfpbs-political-football-by-creating-a-bipartisan-commission/05 May 2026 19:14 +0000at://did:plc:2ubricpr3ftgaydfwi2d5e5j/app.bsky.feed.post/3ml4vh364wk2fhttps://bsky.app/profile/bradlipton.bsky.social/post/3ml4fgxfkpk2aThe song that never ends. Banking trades stomp their feet about the current crypto "compromise"---"the proposed language falls short of that goal." H./T @tbakerbroadmoor.bsky.social https://www.icba.org/w/banking-trades-statement-on-crypto-market-structure-yield-language05 May 2026 14:27 +0000at://did:plc:2ubricpr3ftgaydfwi2d5e5j/app.bsky.feed.post/3ml4fgxfkpk2ahttps://bsky.app/profile/bradlipton.bsky.social/post/3mkpntf2xs22hFinally made it to Eebee’s for what is arguably DC’s best burger.30 Apr 2026 12:53 +0000at://did:plc:2ubricpr3ftgaydfwi2d5e5j/app.bsky.feed.post/3mkpntf2xs22hhttps://bsky.app/profile/bradlipton.bsky.social/post/3mknvo5twjs2sFINANCIALIZATION (the only great dim sum place in DC proper closing to make way for a bank) https://dc.eater.com/dc-restaurant-closings/167642/dc-restaurants-closed-april-may-202629 Apr 2026 20:08 +0000at://did:plc:2ubricpr3ftgaydfwi2d5e5j/app.bsky.feed.post/3mknvo5twjs2shttps://bsky.app/profile/bradlipton.bsky.social/post/3mkmwntzsdc2oOne of the most striking things about these wacky quotes is the way they give Trump chance after chance after chance and dismiss Harris based on innuendo. If you want to see what racism and sexism looks like in 2026....29 Apr 2026 10:53 +0000at://did:plc:2ubricpr3ftgaydfwi2d5e5j/app.bsky.feed.post/3mkmwntzsdc2ohttps://bsky.app/profile/bradlipton.bsky.social/post/3mk3y2ssxxk2wI started by asking "What is financialization?" And then I started to see it everywhere. My latest for @rooseveltinstitute.org. This will be the subject of future work! https://rooseveltinstitute.org/blog/what-is-financialization-and-what-is-it-doing-to-our-country/ [contains quote post or other embedded content]22 Apr 2026 17:03 +0000at://did:plc:2ubricpr3ftgaydfwi2d5e5j/app.bsky.feed.post/3mk3y2ssxxk2whttps://bsky.app/profile/bradlipton.bsky.social/post/3mjwodhbd2c2zThis from Roberts is all you need to know about him: "I recognize that the posture of this stay request is not typical, but review is sought of what has been described as the most expensive regulation ever imposed on the power sector--net costs have been estimated to run as high as ~480 billion." [contains quote post or other embedded content]20 Apr 2026 14:25 +0000at://did:plc:2ubricpr3ftgaydfwi2d5e5j/app.bsky.feed.post/3mjwodhbd2c2zhttps://bsky.app/profile/bradlipton.bsky.social/post/3mjwm6cjpcc2jThis column by @stevevladeck.bsky.social is worth reading in full. What we are seeing from the Supreme Court shadow docket now has its roots in rulings against Pres. Obama which truly were unprecedented and led by CJ Roberts, whose reputation should take a hit for sending the Court down this path. [contains quote post or other embedded content]20 Apr 2026 13:47 +0000at://did:plc:2ubricpr3ftgaydfwi2d5e5j/app.bsky.feed.post/3mjwm6cjpcc2jhttps://bsky.app/profile/bradlipton.bsky.social/post/3mjkwdbab5c241/ I keep reading that the Trump administration is focusing on affordability. So why are his financial regulators trying to drive up costs? Exhibit A: Comptroller Jonathan Gould is running around the country trying to overturn state affordability laws! 🧵 @reporterev.bsky.social https://news.bloomberglaw.com/banking-law/us-moves-to-block-illinois-swipe-fee-law-during-banks-appeal15 Apr 2026 22:16 +0000at://did:plc:2ubricpr3ftgaydfwi2d5e5j/app.bsky.feed.post/3mjkwdbab5c24https://bsky.app/profile/bradlipton.bsky.social/post/3mimqom6djc23Apparently the Caesar wrap at Ted’s Bulletin is going viral. Pretty good! And the homemade tots were really good.03 Apr 2026 22:15 +0000at://did:plc:2ubricpr3ftgaydfwi2d5e5j/app.bsky.feed.post/3mimqom6djc23https://bsky.app/profile/bradlipton.bsky.social/post/3mihjj3upv22lOne thing that jumps out from CFPB's latest court filing: they are NOT serious about enforcing the law or examining for compliance by financial institutions. Drastic cuts to CFPB enforcement & supervision (254 to 50; 523 to 77). Reupping this 🧵 on why that matters. https://www.nytimes.com/2026/04/01/us/politics/cfpb-layoffs.html?partner=slack&smid=sl-share [contains quote post or other embedded content]01 Apr 2026 20:24 +0000at://did:plc:2ubricpr3ftgaydfwi2d5e5j/app.bsky.feed.post/3mihjj3upv22lhttps://bsky.app/profile/bradlipton.bsky.social/post/3miediszocs2t1/ An alliance between Trump and the crypto industry means that people will soon be able to use crypto instead of cash for mortgage down payments. This threatens to inject a *lot* of volatility into the housing market. And just remember who is on the hook for that…🧵 https://www.coinbase.com/blog/coinbase-powers-the-first-crypto-backed-conforming-mortgages-by-better31 Mar 2026 13:58 +0000at://did:plc:2ubricpr3ftgaydfwi2d5e5j/app.bsky.feed.post/3miediszocs2thttps://bsky.app/profile/bradlipton.bsky.social/post/3miadvyjl3c25Market Lunch @easternmarketdc29 Mar 2026 23:55 +0000at://did:plc:2ubricpr3ftgaydfwi2d5e5j/app.bsky.feed.post/3miadvyjl3c25https://bsky.app/profile/bradlipton.bsky.social/post/3mhsx6twsfs2cI vividly remember sitting through a House Financial services meeting last year where a Congressman stated that "America was fine before the creation of the CFPB." Amazing how quickly some people forget the pain of the past. And you know the old saying about those who can't remember the past.... [contains quote post or other embedded content]24 Mar 2026 16:03 +0000at://did:plc:2ubricpr3ftgaydfwi2d5e5j/app.bsky.feed.post/3mhsx6twsfs2chttps://bsky.app/profile/bradlipton.bsky.social/post/3mhebgdp5dc261/ Very pleased to have a short article, "Statutory Hammers: Legislative Drafting in an Age of Cynical Litigation," published in the Harvard Journal on Legislation Online today. https://journals.law.harvard.edu/jol/2026/03/18/statutory-hammers-legislative-drafting-in-an-age-of-cynical-litigation/18 Mar 2026 19:56 +0000at://did:plc:2ubricpr3ftgaydfwi2d5e5j/app.bsky.feed.post/3mhebgdp5dc26https://bsky.app/profile/bradlipton.bsky.social/post/3mhbiiwpxac2u1/ For people who saw the *second* district court ruling about the CFPB last week, let me do a quick explainer on what happened, because it’s all getting pretty confusing! 🧵 https://thehill.com/regulation/court-battles/5783614-cfpb-consumer-watchdog-trump-vought/17 Mar 2026 17:25 +0000at://did:plc:2ubricpr3ftgaydfwi2d5e5j/app.bsky.feed.post/3mhbiiwpxac2uhttps://bsky.app/profile/bradlipton.bsky.social/post/3mguhhtusbs2w1/ PUPPY PAYDAY LOANS 🐶 Last week, Oregon passed a law protecting Oregonians (?) from out-of-state lenders charging 100%+ annual interest through so-called "rent-a-bank." We may be seeing a nationwide trend really spotlighting the failures of modern banking regulation. 🧵 https://ocj.org/news/oregon-state-legislature-passes-bill-stop-predatory-high-interest-loans12 Mar 2026 13:01 +0000at://did:plc:2ubricpr3ftgaydfwi2d5e5j/app.bsky.feed.post/3mguhhtusbs2whttps://bsky.app/profile/bradlipton.bsky.social/post/3mgsi4sxrak2mCredit reports are one of the few things in the consumer financial universe that affect nearly everyone. So that means nearly everyone has something to lose from the Trump Admin's abandonment of consumers here. [contains quote post or other embedded content]11 Mar 2026 18:08 +0000at://did:plc:2ubricpr3ftgaydfwi2d5e5j/app.bsky.feed.post/3mgsi4sxrak2m