Host of @netflix "How to Get Rich" & the Money For Couples podcast. Preorder my new book, Money for Couples 👉🏾 http://iwt.com/moneyforcoupleshttps://bsky.app/profile/ramitsethi.bsky.socialhttps://bsky.app/profile/ramitsethi.bsky.social/post/3lmivqppslk2411 Apr 2025 01:50 +0000at://did:plc:bmkx4tp7ybdnnkfuvdf63ize/app.bsky.feed.post/3lmivqppslk24https://bsky.app/profile/ramitsethi.bsky.social/post/3lmajrwmqcs2iHow to handle the stock market dropping07 Apr 2025 17:55 +0000at://did:plc:bmkx4tp7ybdnnkfuvdf63ize/app.bsky.feed.post/3lmajrwmqcs2ihttps://bsky.app/profile/ramitsethi.bsky.social/post/3lg7hut7jks2vIt’s actually a good thing that so many Trump supporters are losing their money in crypto scams. Republicans have been insulated from their poor decisions for too long. They vote against their own interests, only to be saved by Democrats (e.g., Obamacare). When you face real consequences, you learn20 Jan 2025 23:17 +0000at://did:plc:bmkx4tp7ybdnnkfuvdf63ize/app.bsky.feed.post/3lg7hut7jks2vhttps://bsky.app/profile/ramitsethi.bsky.social/post/3lg7743dlac2sWhy are egg prices so high under Trump? Why isn't the war in Ukraine over under Trump? Why is it so hard to afford housing under Trump? Why do we have so much government waste under Trump? Why do we have a geriatric president under Trump?20 Jan 2025 20:40 +0000at://did:plc:bmkx4tp7ybdnnkfuvdf63ize/app.bsky.feed.post/3lg7743dlac2shttps://bsky.app/profile/ramitsethi.bsky.social/post/3lfzs2fmssc2uStartling how people make major financial decisions without ever running a single calculation In my experience, 90%+ of people buying a house NEVER run basic calculations (buy vs. rent, amortization) Same for buying a car & investing fees Meanwhile, they agonize over coffee18 Jan 2025 17:03 +0000at://did:plc:bmkx4tp7ybdnnkfuvdf63ize/app.bsky.feed.post/3lfzs2fmssc2uhttps://bsky.app/profile/ramitsethi.bsky.social/post/3lepeo7jbdc2jANNOUNCING MY NEW BOOK! Money For Couples shows you how to build a Rich Life together. Use the word-for-word scripts to stop fighting and build a shared vision. Set your accounts up to make it all flow smoothly Best of all, use money to bring you both closer together iwt.com/moneyforcouples01 Jan 2025 20:11 +0000at://did:plc:bmkx4tp7ybdnnkfuvdf63ize/app.bsky.feed.post/3lepeo7jbdc2jhttps://bsky.app/profile/ramitsethi.bsky.social/post/3lemj5tdsdk2jMoney For Couples on Good Morning America! https://www.goodmorningamerica.com/culture/video/author-shares-finance-tips-couples-2025-11722004031 Dec 2024 16:54 +0000at://did:plc:bmkx4tp7ybdnnkfuvdf63ize/app.bsky.feed.post/3lemj5tdsdk2jhttps://bsky.app/profile/ramitsethi.bsky.social/post/3lehsaxtvs22kIn a marriage: - Venmo'ing each other for expenses: No - Each person having their own no-questions-asked account: Yes - One person being the "Money Person": No - Secret accounts: No - Talking about money every month with an agenda that starts with a compliment: Yes29 Dec 2024 19:53 +0000at://did:plc:bmkx4tp7ybdnnkfuvdf63ize/app.bsky.feed.post/3lehsaxtvs22khttps://bsky.app/profile/ramitsethi.bsky.social/post/3lehooqghfk2tHere are the 4 Key Financial Numbers you should know - Fixed Costs: 50-60% of net income (take-home) - Investments: 5-10% (the more, the better) - Savings: 5-10% - Guilt-Free Spending: 20-35% Within those ranges? GREAT! If not, make a change. No need to track the price of pickles29 Dec 2024 18:49 +0000at://did:plc:bmkx4tp7ybdnnkfuvdf63ize/app.bsky.feed.post/3lehooqghfk2thttps://bsky.app/profile/ramitsethi.bsky.social/post/3lefarosfec2hWhen couples fight about spending at Target or energy drinks at the gas station, it’s never about those expenses It’s almost always about how much they spend on (1) housing, (2) cars, & (3) their values But they don’t know they’re overspending, so they fight about $20 expenses28 Dec 2024 19:35 +0000at://did:plc:bmkx4tp7ybdnnkfuvdf63ize/app.bsky.feed.post/3lefarosfec2hhttps://bsky.app/profile/ramitsethi.bsky.social/post/3leeuqrvar22oMy simple financial system: - Small # of credit cards - Automatic investing into low-cost index funds - Healthy margin of error - Long time horizon - Focus on $300,000 questions including increasing income28 Dec 2024 16:00 +0000at://did:plc:bmkx4tp7ybdnnkfuvdf63ize/app.bsky.feed.post/3leeuqrvar22ohttps://bsky.app/profile/ramitsethi.bsky.social/post/3lediwjsuu22puh what28 Dec 2024 02:56 +0000at://did:plc:bmkx4tp7ybdnnkfuvdf63ize/app.bsky.feed.post/3lediwjsuu22phttps://bsky.app/profile/ramitsethi.bsky.social/post/3led3jf6oyc2g5 rules for money in your relationship 1. Ask: What's our Rich Life? How are we using our money to live it? 2. Set up accounts so your money goes into a joint account, but each of you gets a separate, no-questions-asked account that only you have access to27 Dec 2024 22:56 +0000at://did:plc:bmkx4tp7ybdnnkfuvdf63ize/app.bsky.feed.post/3led3jf6oyc2ghttps://bsky.app/profile/ramitsethi.bsky.social/post/3leal2wvqv22qwut26 Dec 2024 22:56 +0000at://did:plc:bmkx4tp7ybdnnkfuvdf63ize/app.bsky.feed.post/3leal2wvqv22qhttps://bsky.app/profile/ramitsethi.bsky.social/post/3ldy4ec6ty22pI have talked to multiple people on my podcast who complained about the “unaffordable” economy — specifically, inflation at the grocery store — while they had a car payment of over $1,400/month They did not see a connection23 Dec 2024 14:12 +0000at://did:plc:bmkx4tp7ybdnnkfuvdf63ize/app.bsky.feed.post/3ldy4ec6ty22phttps://bsky.app/profile/ramitsethi.bsky.social/post/3ldvvec777k23There should never be a "money person" in a marriage. Both partners should be involved, with each person in charge of at least one aspect of the family finances22 Dec 2024 17:01 +0000at://did:plc:bmkx4tp7ybdnnkfuvdf63ize/app.bsky.feed.post/3ldvvec777k23https://bsky.app/profile/ramitsethi.bsky.social/post/3ldvgesrais2sA very generous friend is donating 200 copies of my new book, Money For Couples, to an organization that could use them If you're part of an organization like this, please email me the name of the org, description, and how you'd use them ramit.sethi@iwillteachyoutoberich.com22 Dec 2024 12:33 +0000at://did:plc:bmkx4tp7ybdnnkfuvdf63ize/app.bsky.feed.post/3ldvgesrais2shttps://bsky.app/profile/ramitsethi.bsky.social/post/3ldud3paujs2cHow it feels to know I have a weekend free of lawn mowing, leaf raking, gutter cleaning, wall painting, lightbulb replacing, Home Depot chasing, backyard maintaining, and pool cleaning22 Dec 2024 02:01 +0000at://did:plc:bmkx4tp7ybdnnkfuvdf63ize/app.bsky.feed.post/3ldud3paujs2chttps://bsky.app/profile/ramitsethi.bsky.social/post/3ldkaikrpys2jGreat point! Reminds me of how private jet flyers have a net worth 1,000x higher than those flying Southwest, which is why you should buy a private jet to become wealthy18 Dec 2024 01:48 +0000at://did:plc:bmkx4tp7ybdnnkfuvdf63ize/app.bsky.feed.post/3ldkaikrpys2jhttps://bsky.app/profile/ramitsethi.bsky.social/post/3lcdhz2cxs225American culture applauds this, but I find it sad and pointless There is no virtue in living a smaller life than you have to02 Dec 2024 15:49 +0000at://did:plc:bmkx4tp7ybdnnkfuvdf63ize/app.bsky.feed.post/3lcdhz2cxs225https://bsky.app/profile/ramitsethi.bsky.social/post/3lcdfev5ebc2sIf money was just numbers in a spreadsheet, you'd see a HUGE amount of people happy with their money right now -- especially since we have record highs in the stock market Instead, we get posts like this Remember: Your feelings about money are highly uncorrelated with the amount in your bank02 Dec 2024 15:02 +0000at://did:plc:bmkx4tp7ybdnnkfuvdf63ize/app.bsky.feed.post/3lcdfev5ebc2shttps://bsky.app/profile/ramitsethi.bsky.social/post/3lc4tdzwzps24So you want to stop fighting about money with your partner Try these word-for-word scripts If one partner is a spender30 Nov 2024 00:23 +0000at://did:plc:bmkx4tp7ybdnnkfuvdf63ize/app.bsky.feed.post/3lc4tdzwzps24https://bsky.app/profile/ramitsethi.bsky.social/post/3lc456qh2hk2jYES!! Parents can open up a custodial account for kids and help them start investing early I started investing at age 14 (with the help of my dad) and, almost 30 years later, I'm very glad I did29 Nov 2024 17:47 +0000at://did:plc:bmkx4tp7ybdnnkfuvdf63ize/app.bsky.feed.post/3lc456qh2hk2jhttps://bsky.app/profile/ramitsethi.bsky.social/post/3lbuazx3g6c24In this video, you can see why housing is so expensive This is Los Angeles. At 8 seconds, you will finally see "density"26 Nov 2024 14:34 +0000at://did:plc:bmkx4tp7ybdnnkfuvdf63ize/app.bsky.feed.post/3lbuazx3g6c24https://bsky.app/profile/ramitsethi.bsky.social/post/3lbigs2zn622gWhat are the best 1-3 things you've ever spent money on? Let's do unusual things. For me: - Beautiful Smythson notepad to write in - Extended honeymoon - 40th birthday where I treated friends/family so we could all be together21 Nov 2024 21:45 +0000at://did:plc:bmkx4tp7ybdnnkfuvdf63ize/app.bsky.feed.post/3lbigs2zn622ghttps://bsky.app/profile/ramitsethi.bsky.social/post/3lbiau5ipjc2p"Feeling bummed out after becoming debt free" There's more to life than just paying off debt and accumulating more money! Living a Rich Life means building the skills of * 1: Earning money * 2: Managing money, and * 3: *Spending* money meaningfully21 Nov 2024 19:59 +0000at://did:plc:bmkx4tp7ybdnnkfuvdf63ize/app.bsky.feed.post/3lbiau5ipjc2phttps://bsky.app/profile/ramitsethi.bsky.social/post/3lbdltx5ehk2qI'm getting interviewed on lots of other podcasts and it's SO CLEAR why some podcasters are so successful The level of preparation they bring to an interview is amazing. The very best ones have read my new book & sent over a list of detailed questions (including challenging my views) I love it19 Nov 2024 23:32 +0000at://did:plc:bmkx4tp7ybdnnkfuvdf63ize/app.bsky.feed.post/3lbdltx5ehk2qhttps://bsky.app/profile/ramitsethi.bsky.social/post/3lbdfpcypac2jWords people use to describe money Overwhelmed, guilt, ashamed, embarrassed, stupid, behind, bad with money, bad at math, 1 step forward/2 steps back, never enough, scarcity, worry, pointless, nobody taught me this, lonely Hard to get good at money when you feel like this19 Nov 2024 21:42 +0000at://did:plc:bmkx4tp7ybdnnkfuvdf63ize/app.bsky.feed.post/3lbdfpcypac2jhttps://bsky.app/profile/ramitsethi.bsky.social/post/3lbaojg37u22nAdvanced approaches to money (what am I missing?) "What % of net worth should our primary residence be?" "How do we allocate unexpected income?" "What % should we increase our investment rate by every year?" "Where are we spending $ that we should eliminate?" "How can we be teammates w/our $?"18 Nov 2024 19:42 +0000at://did:plc:bmkx4tp7ybdnnkfuvdf63ize/app.bsky.feed.post/3lbaojg37u22n