💻 Ex-Software Engineer 💸 Flat-Fee Fiduciary Financial Advisor ✨ Astrophotography ✈️ Travel 🔥 Flow Art 📍 SF Bay 👀 They/Them https://andymoran.iohttps://bsky.app/profile/andymoranio.bsky.socialhttps://bsky.app/profile/andymoranio.bsky.social/post/3mc6gqnilb22uGot unexercised Incentive Stock Options in a company that recently went public? If so, you'll definitely want to know about this strategy of exercising your ISOs early in the year: https://adastrafp.com/exercising-isos-early-in-year/11 Jan 2026 21:09 +0000at://did:plc:e4gloe7inr2ubmew6mr2cuac/app.bsky.feed.post/3mc6gqnilb22uhttps://bsky.app/profile/andymoranio.bsky.social/post/3lq3qocbhqs26I recently created a free course on Maximizing Your Equity and Benefits in Tech for Taro, which you can check out at the link in the comments! I'm also hosting an associated live event on Thursday at 2 PM Pacific with a presentation and Q&A throughout. Come sign up and bring your questions!26 May 2025 17:55 +0000at://did:plc:e4gloe7inr2ubmew6mr2cuac/app.bsky.feed.post/3lq3qocbhqs26https://bsky.app/profile/andymoranio.bsky.social/post/3li33xaxcqs27In 2025, you can pay $0 in taxes on $126,700 of investment income if you: 1️⃣ File jointly 2️⃣ Have no other income 3️⃣ Claim the standard deduction 4️⃣ Have held the stock more than a year 5️⃣ Live in a state that doesn't tax investment income13 Feb 2025 16:23 +0000at://did:plc:e4gloe7inr2ubmew6mr2cuac/app.bsky.feed.post/3li33xaxcqs27https://bsky.app/profile/andymoranio.bsky.social/post/3lcetwqdxfk25Every business journey is different. But this saying rings true to my experience thus far: Year 1: It Sleeps. Year 2: It Creeps. Year 3: It Leaps. Businesses are basically perennial plants: they take time to root before they bloom. 🌱03 Dec 2024 04:55 +0000at://did:plc:e4gloe7inr2ubmew6mr2cuac/app.bsky.feed.post/3lcetwqdxfk25https://bsky.app/profile/andymoranio.bsky.social/post/3lccctbbzku2zI'm blown away by the battery life of the Apple Silicon MacBooks. 💻 I picked up a refurbished 2021 M1 16" MacBook Pro on Wednesday and ran it off battery through Friday evening with several hours of use each day. Thoroughly impressed after not purchasing a Mac or Windows laptop in over a decade.02 Dec 2024 04:43 +0000at://did:plc:e4gloe7inr2ubmew6mr2cuac/app.bsky.feed.post/3lccctbbzku2zhttps://bsky.app/profile/andymoranio.bsky.social/post/3lccby7iw3k2gHello, world! Here's some Bluesky from the desert.02 Dec 2024 04:28 +0000at://did:plc:e4gloe7inr2ubmew6mr2cuac/app.bsky.feed.post/3lccby7iw3k2g