@debtcollective.bsky.social - Debt Collective 🟥

18 May 2026 17:35 +0000

Currently, real estate transactions and mergers that exceed $100M are *not* automatically reviewed by the FTC and DOJ. Why? Because real estate investment trusts (REITs) have long had an exemption. Today, the FTC and DOJ are reconsidering whether that loophole should remain.🧵

12 May 2026 14:57 +0000

The Trump admin weaponizes debt against immigrants. We saw this coming—but now there's a twist. Homeland Security slaps immigrants with massive civil penalties to force self-deporting. And they're outsourcing debt collection to the most abusive hounders—student loan companies.

11 May 2026 13:19 +0000

A system that relies on a few benevolent commencement speakers to cancel the student debt of a select group of graduates while the majority of folks who needed loans to attend college suffer is a failed system. We need College for All—a free, reparative, universal tuition system.

07 May 2026 15:10 +0000

This has always been true—but as the Hantavirus outbreak sparks concern—it feels even more true now: We should be canceling everyone's medical debt. Every single dime. We cannot have a system where sick people are afraid of going to the hospital because they're avoiding debt.

06 May 2026 21:45 +0000

You need to know these names: AvalonBay and Equity Residential. If these two billion dollar real estate investment trusts merge, they will be the largest landlord in the United States — and by a large margin. This has massive consequences for tenants. https://www.bloomberg.com/news/newsletters/2026-04-30/us-apartment-giants-avalonbay-and-equity-residential-explore-50-billion-merger?taid=69f39ca3d57aeb00013dabfa&utm_campaign=trueanthem&utm_content=business&utm_medium=social&utm_source=twitter&embedded-checkout=true

06 May 2026 15:11 +0000

The thing is, speaking "plainly" to people is only step 1. Saying "the rent is too high" is true and an accurate assessment of our economy! But then you have to actually support rent control as a nationwide policy. That step 2 part is where many too many Democrats fall short. [contains quote post or other embedded content]

05 May 2026 14:38 +0000

You can literally be a scam for-profit college that rips people off with a fake degree and the Department of Education will do nothing. But if you are a legitimate school and admit trans women — you will be investigated.

04 May 2026 19:14 +0000

AI data centers are putting strain on electric grids— forcing your bills to skyrocket. The average electricity bill this summer is projected to rise by nearly 9% to $778. The NYT says to help keep your utility bill low, people should "use fans" to cool down. Can't make this up.

01 May 2026 18:12 +0000

This International Workers' Day, a critical labor analysis requires us to think about debt. Household bills like medical, credit card, rent and student loans help bosses. Debt disciplines workers as docile while debt-free workers have increased leverage. Debt relief is wage increase on the backend. [contains quote post or other embedded content]

29 Apr 2026 18:18 +0000

Right now, about 1 in 5 people in Los Angeles who are filing an answer to their eviction — meaning they are beginning the process of fighting to stay in their home — are doing so because of a free, online legal tool we created. >> Tenant Power Toolkit << tenantpowertoolkit.org

28 Apr 2026 13:44 +0000

The Trump admin is administering a bumpy transfer of the federal student loan portfolio—from Ed Dept to Treasury. And there are *major* problems happening along the way. For context, in 2015, a 2yr pilot study of student loans held by Treasury yielded a 0.001% success rate.

28 Apr 2026 02:52 +0000

Doesn't support student debt cancellation for nurses and teachers. Supports tax relief for cops. Folks. [contains quote post or other embedded content]

27 Apr 2026 21:09 +0000

All medical debt should be canceled. Medical debt doesn't even exist in many other countries.

24 Apr 2026 12:40 +0000

One reason debt cancellation is key—and why political elites work so hard to prevent it—is because it empowers workers. Debt is a promise to depreciate even your *future* wages. $30/hr with medical debt is damn near $15 an hour. $65,000/yr with student debt feels like $30,000.

21 Apr 2026 20:48 +0000

The courts prematurely killed the SAVE student loan plan without evaluating the merits of Missouri v Biden. So our members filed a motion to intervene. What the Dept. of Ed just said in their response is actually pretty mind-boggling. They admit debtor interests don't matter.

21 Apr 2026 17:51 +0000

We need to unionize—not just as workers, but as debtors and tenants and internet users alike. We need a variety of unions.

17 Apr 2026 15:07 +0000

The Trump Department of Education wrote a dangerous new regulation that would strip Public Service Loan Forgiveness (PSLF) from people based on their "political ideology." It's a completely naked fascist attempt. But Senate Dems can stop him—it just requires a few more votes.

13 Apr 2026 19:54 +0000

The problem is not that people are living beyond their means—we're being denied the means the live. Credit card debt for groceries, student loans, medical bills, skyrocketing rent — everything simply costs too much and we're being punished for it. We need an entirely new economy.

09 Apr 2026 18:53 +0000

Every single junk fee that renters are forced to pay should be banned.

07 Apr 2026 15:37 +0000

You are in crushing household debt because the money that could go to paying for your salary or your health care or your kids' school is being used on weapons and military industrial complex.

03 Apr 2026 19:11 +0000

Does your landlord do this thing where you get a utility bill for a portion of the entire building's utility usage instead of a bill for your own personal usage? That's called RUBS (Ratio Utility Billing System) and we think it should be banned everywhere. banrubs.org https://banrubs.org

03 Apr 2026 13:54 +0000

The Trump administration is trying to illegally transfer the student loan portfolio to Treasury. There are several problems with this — legally and administratively. So far, Senator Warren is leading the charge on pushing back. Other Dems must follow. https://www.businessinsider.com/student-loan-borrowers-transferring-to-treasury-new-pushback-elizabeth-warren-2026-4

02 Apr 2026 14:18 +0000

Mamdani vs. the Credit Rating Machine Credit Rating Agencies Ruin Debtors’ Lives — and They’re Coming for a City Near You New piece for our substack 'In The Red' https://open.substack.com/pub/debtcollective/p/mamdani-vs-the-credit-rating-machine?utm_campaign=post-expanded-share&utm_medium=web

01 Apr 2026 22:37 +0000

The Trump admin is full-on financially destroying student debtors right now without much of a fight from big national Democrats. They're raising payments, transferring a $2 trillion portfolio to an entirely different agency with no oversight, etc Schumer, Jeffries and Dems are silent.

01 Apr 2026 14:06 +0000

If you have federal student debt, you may have recently received an email from the Department of Education telling student debtors who are in the SAVE forbearance to switch plans. We want to encourage you to not rush this next step. Take a deep breath. You have until September.

30 Mar 2026 16:17 +0000

“Trump and McMahon are on track to create what could be the largest administrative disaster in the history of the existence of student loans,” warned the Debt Collective in a statement. https://www.forbes.com/sites/adamminsky/2026/03/27/student-loan-borrowers-will-have-90-days-to-change-plans-as-education-department-upends-repayment/