Advisor from Montreal. Named Canada's Financial Shogun by Emperor of Canada after defeating the usuper at the Battle of Sekigahara. LEARN MORE: carlovalle.ca #pfcan #FreePalestine ✊🏼🍉https://bsky.app/profile/carlovalledfa.bsky.socialhttps://bsky.app/profile/carlovalledfa.bsky.social/post/3mvqhvc4emk24Wow. Just finished watching "The Uprising" with @medievalmcsheff.bsky.social... https://static.klipy.com/ii/4493325008d34b7bf8cd6813cd5c1619/6d/9f/HhsNJeRpIosDm5t16.gif?hh=498&ww=468&mp4=Ek6jf94298Vu&webm=59Wfjorv5grewFoHOaR17 Sep 2026 20:16 +0000at://did:plc:zaaat2ftcres5kjqirdeqigg/app.bsky.feed.post/3mvqhvc4emk24https://bsky.app/profile/carlovalledfa.bsky.social/post/3mtrdyx6j2s2d@medievalmcsheff.bsky.social shall I book us two tickets? 🎫🍿23 Aug 2026 17:49 +0000at://did:plc:zaaat2ftcres5kjqirdeqigg/app.bsky.feed.post/3mtrdyx6j2s2dhttps://bsky.app/profile/carlovalledfa.bsky.social/post/3ms6doo22qs2b@medievalmcsheff.bsky.social 🤣🤣🤣03 Aug 2026 10:57 +0000at://did:plc:zaaat2ftcres5kjqirdeqigg/app.bsky.feed.post/3ms6doo22qs2bhttps://bsky.app/profile/carlovalledfa.bsky.social/post/3mqv376x3tc2hTime to annoy my favorite medievalist @medievalmcsheff.bsky.social [contains quote post or other embedded content]18 Jul 2026 01:06 +0000at://did:plc:zaaat2ftcres5kjqirdeqigg/app.bsky.feed.post/3mqv376x3tc2hhttps://bsky.app/profile/carlovalledfa.bsky.social/post/3mokozjoxj22xCome to IAFP Symposium 2026 where Dr. Meghaan Lurtz from Shaping Wealth will lead a workshop that will elevate your client relationship. Sign up by 30 June for Early Bird pricing 🐦18 Jun 2026 11:10 +0000at://did:plc:zaaat2ftcres5kjqirdeqigg/app.bsky.feed.post/3mokozjoxj22xhttps://bsky.app/profile/carlovalledfa.bsky.social/post/3mnjxz37swr2vI've been absent from LinkedIn for a while because I've been working on something new... I'm starting my collaboration with Richard Predham, founder of Impact Financial Planning. We're currently focusing on serving physicians. But no worries my entrepreneurial friends.05 Jun 2026 10:55 +0000at://did:plc:zaaat2ftcres5kjqirdeqigg/app.bsky.feed.post/3mnjxz37swr2vhttps://bsky.app/profile/carlovalledfa.bsky.social/post/3mksmosmilz2aDon`t let your corpse be the next internet sensation. #quebec #finance #financial #plan #financialliteracy #finance #retirement #estate #succession #investment #investing #insurace #adulting #economics #personalfinance #pfcan01 May 2026 17:09 +0000at://did:plc:zaaat2ftcres5kjqirdeqigg/app.bsky.feed.post/3mksmosmilz2ahttps://bsky.app/profile/carlovalledfa.bsky.social/post/3mkksrlqr6k24Loving the comments on the @mtlgazette.bsky.social ePaper. Yes. That's sarcasm. [contains quote post or other embedded content]28 Apr 2026 14:38 +0000at://did:plc:zaaat2ftcres5kjqirdeqigg/app.bsky.feed.post/3mkksrlqr6k24https://bsky.app/profile/carlovalledfa.bsky.social/post/3mkaymcdd4y2aEntente entre la CAQ et la FMSQ : une victoire coûteuse. #politics #quebec #finance #sante #caq #medecins #qcpoli #fmsq24 Apr 2026 16:55 +0000at://did:plc:zaaat2ftcres5kjqirdeqigg/app.bsky.feed.post/3mkaymcdd4y2ahttps://bsky.app/profile/carlovalledfa.bsky.social/post/3mjze6m4ykv2mJust folding clothes in a Canadian household. #humor21 Apr 2026 16:02 +0000at://did:plc:zaaat2ftcres5kjqirdeqigg/app.bsky.feed.post/3mjze6m4ykv2mhttps://bsky.app/profile/carlovalledfa.bsky.social/post/3mjn3ytbxl72yLes placements ESG sont-ils une arnaque de Blackrock ? Selon les complotistes en ligne, OUI. Mais l'histoire d'ESG prédate les institutions financières comme Blackrock. #finance #quebec #retraite #placements #arnaque #woke16 Apr 2026 19:02 +0000at://did:plc:zaaat2ftcres5kjqirdeqigg/app.bsky.feed.post/3mjn3ytbxl72yhttps://bsky.app/profile/carlovalledfa.bsky.social/post/3mjh7k5b46d2hAre you a business owner? Do you know what happens if you die? Dungeons & Dragons might serve as a warning! Read the full column HERE 👉🏻 zurl.co/wmtGb14 Apr 2026 10:50 +0000at://did:plc:zaaat2ftcres5kjqirdeqigg/app.bsky.feed.post/3mjh7k5b46d2hhttps://bsky.app/profile/carlovalledfa.bsky.social/post/3mjffjz27222qRead the column HERE 👉🏻 zurl.co/C06Wu13 Apr 2026 17:31 +0000at://did:plc:zaaat2ftcres5kjqirdeqigg/app.bsky.feed.post/3mjffjz27222qhttps://bsky.app/profile/carlovalledfa.bsky.social/post/3mj35oy7zda2bSchadenfreude (/ˈʃɑːdənfrɔɪdə/ ; German: [ˈʃaːdn̩ˌfʁɔʏ̯də] ; lit.Tooltip literal translation "harm-joy") is the experience of pleasure, joy, or self-satisfaction that comes from learning of the troubles, failures, pain, suffering, or humiliation of another. 👇🏻09 Apr 2026 15:45 +0000at://did:plc:zaaat2ftcres5kjqirdeqigg/app.bsky.feed.post/3mj35oy7zda2bhttps://bsky.app/profile/carlovalledfa.bsky.social/post/3mj2mupverm2hWe tend to see debt as a personal financial problem. Should we consider it a public policy issue? I wrote about how we ended up in so much debt and how to navigate debt traps for the Montreal Gazette. Read more and tell me your opinion 👉🏽 zurl.co/igI7a09 Apr 2026 10:45 +0000at://did:plc:zaaat2ftcres5kjqirdeqigg/app.bsky.feed.post/3mj2mupverm2hhttps://bsky.app/profile/carlovalledfa.bsky.social/post/3miyvegieav25About 42% of Quebecers are in common-law relationships and 50% of them believe they have equal status as married couples.08 Apr 2026 18:10 +0000at://did:plc:zaaat2ftcres5kjqirdeqigg/app.bsky.feed.post/3miyvegieav25https://bsky.app/profile/carlovalledfa.bsky.social/post/3miy4u43jcy2y🤔What are advisors and financial planners for? 🤗INVESTING PEOPLE'S MONEY! 💸If you believe this, you are probably paying TOO MUCH for advice.08 Apr 2026 10:53 +0000at://did:plc:zaaat2ftcres5kjqirdeqigg/app.bsky.feed.post/3miy4u43jcy2yhttps://bsky.app/profile/carlovalledfa.bsky.social/post/3migyv47oo32yCreditor protection? Sure. Worth the price? Probably not. I wrote about debt and retirement in the Montreal Gazette this week and this topic brought to my mind were the creditor protections touted by segregated funds and advisors.01 Apr 2026 15:25 +0000at://did:plc:zaaat2ftcres5kjqirdeqigg/app.bsky.feed.post/3migyv47oo32yhttps://bsky.app/profile/carlovalledfa.bsky.social/post/3mif2nqg57226Segregated Funds are often pitched for their creditor protection. Is this too good to be true? #retirement #personalfinance #investing #financialfreedom #finance #canada31 Mar 2026 20:51 +0000at://did:plc:zaaat2ftcres5kjqirdeqigg/app.bsky.feed.post/3mif2nqg57226https://bsky.app/profile/carlovalledfa.bsky.social/post/3mhtusigul72oWhen shopping for an advisor, should you choose EXPERIENCE or COMMUNICATION? A reader reached out with this dilemma. You can read my response HERE zurl.co/rOkas However, women have additional challenges when doing so. So I decided to address that in a short video below. #pfcan25 Mar 2026 00:51 +0000at://did:plc:zaaat2ftcres5kjqirdeqigg/app.bsky.feed.post/3mhtusigul72ohttps://bsky.app/profile/carlovalledfa.bsky.social/post/3mhtehdrag42sWhen shopping for an advisor, should you choose EXPERIENCE or COMMUNICATION? A @mtlgazette.bsky.social reader reached out with this dilemma. You can read my response HERE zurl.co/RwKZa However, women have additional challenges when doing so. https://zurl.co/RwKZa24 Mar 2026 20:00 +0000at://did:plc:zaaat2ftcres5kjqirdeqigg/app.bsky.feed.post/3mhtehdrag42shttps://bsky.app/profile/carlovalledfa.bsky.social/post/3mhoxqswglo2fIt seems like an eternity when I wrote a #review of "Imperial Crossroads." Given today's worrisome situation there, that book seems more relevant than ever. zurl.co/SJNvT I still practice much of the multi-disciplinary approach to writing about personal finance. https://zurl.co/SJNvT23 Mar 2026 02:02 +0000at://did:plc:zaaat2ftcres5kjqirdeqigg/app.bsky.feed.post/3mhoxqswglo2fhttps://bsky.app/profile/carlovalledfa.bsky.social/post/3mhca7n4mwi2hThe #CAQ and the #FMSQ are once again at dead-end over pay raises for the next 5 years. Here, I analyze impacts of their demands. #physicians #medecins #retirement #quebec #loi2 #sante #qcpoli #finances #bill218 Mar 2026 00:28 +0000at://did:plc:zaaat2ftcres5kjqirdeqigg/app.bsky.feed.post/3mhca7n4mwi2hhttps://bsky.app/profile/carlovalledfa.bsky.social/post/3mhc7hhjd3h2fLa #CAQ et la #FMSQ sont encore dans l'impasse. #medecins #retirement #quebec #loi2 #sante #qcpoli #finances18 Mar 2026 00:14 +0000at://did:plc:zaaat2ftcres5kjqirdeqigg/app.bsky.feed.post/3mhc7hhjd3h2fhttps://bsky.app/profile/carlovalledfa.bsky.social/post/3lbmpzbtvms2gIf your advisor is dressed like this, get ready to hear the three magic words: Participating Whole Life. #pfcan23 Nov 2024 14:41 +0000at://did:plc:zaaat2ftcres5kjqirdeqigg/app.bsky.feed.post/3lbmpzbtvms2ghttps://bsky.app/profile/carlovalledfa.bsky.social/post/3mhb5bp2ugf2iIn your opinion, what do you spend money on that others might judge as frivolous? #personalfinance #investing #retirement #financialfreedom17 Mar 2026 14:03 +0000at://did:plc:zaaat2ftcres5kjqirdeqigg/app.bsky.feed.post/3mhb5bp2ugf2ihttps://bsky.app/profile/carlovalledfa.bsky.social/post/3mhb3uwth3c2zDoes the #war on #Iran got you worried about #money? There's a wrong way to approach budgeting. [contains quote post or other embedded content]17 Mar 2026 13:39 +0000at://did:plc:zaaat2ftcres5kjqirdeqigg/app.bsky.feed.post/3mhb3uwth3c2zhttps://bsky.app/profile/carlovalledfa.bsky.social/post/3mgzdd5y25t2aLet's forget the cantankerous Dave Ramsey trying to shame you into budgeting. I take a POSITIVE look into why you probably suck at budgeting and how you can fix it. Do you have a question about personal finance? DM me or send me or comment!14 Mar 2026 11:30 +0000at://did:plc:zaaat2ftcres5kjqirdeqigg/app.bsky.feed.post/3mgzdd5y25t2a